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Centennial Mortgage
Corporation is a
registered mortgage
broker. Banking
Department of New York.
All loans are arranged
through third party
lenders.
                                        ***  disclosure ***
Thomas Vaccaro is a mortgage broker employed by Centennial Mortgage Corporation. As a
mortgage broker he is compensated by either the lender or borrower or both, which is always fully
disclosed prior to the closing of the loan. This compensation is separate from any investment
advisory fees paid by a client to BMWA....Clients of BMWA who use Centennial Mortgage
Corporation for financing, need to be aware of a potential conflict of interest in the determination of
the amount of down payment on a real estate purchase. As more investment assets are used for a
down payment toward the real estate purchase, this could result in reducing the amount of
investment advisory fees paid to BMWA, as well as reducing the broker commission paid to
Centennial Mortgage Corporation.
Mortgages
Why use Centennial Mortgage Corporation for your mortgage needs?
                        Why Thomas C. Vaccaro, CFP?

  • when you work with Centennial Mortgage you get the value of
    experienced mortgage professionals, with your mortgage
    application processed through an organization that has been in
    business for over 20 years.

  • as a mortgage broker, Centennial utilizes tens of lenders to find
    the best deal for your unique financing needs.

  • free prequalification and consultation.

  • low closing costs.

  • local closings.


All types of mortgage products;
  • 96.5% loan to value.
  • FHA, Jumbo Agency, Rural Housing.
  • Interest only mortgages.
  • First time homebuyer programs.
  • Home equity loans and lines of credit.
  • Reverse mortgages.

All property types;
  • houses
  • condos
  • coops
  • investment properties
  • vacation homes
  • commercial properties



With Tom Vaccaro as your mortgage consultant,  you have a qualified,
experienced professional assuring you that the mortgage approval
process, from application to closing, will be a hassle free experience.
This also is a unique opportunity to have a financial professional advising
you on, what is for most people, their two biggest assets; their home and
their investment/retirement accounts. The importance of careful
coordination and management of these assets and liabilities, is the key
to wealth creation.

To discuss your real estate financing needs;

call Tom Vaccaro at
              office 845-339-1341
              cell 914-923-0332
              Centennial Mortgage Corporation
              312 Wall Street
              Kingston, NY 12401

or fill out the client contact form